Small Business Health Care Insurance

Small Business Health Insurance

As a small business owner, you can rely on your partnership with COSE. We understand the importance of selecting a health care benefits plan that is within your budget while meeting your needs and the needs of your employees.

We offer guidance and help with your decision-making process. Please take advantage of the resources, support and education available to you through COSE.

Small Business Guide to Benefits Planning

The 2013 Small Business Guide to Benefits Planning takes you step by step through choosing the right benefits package for your company. In this guide, we will help you find the right plans, manage employee expectations, figure the true cost of benefits, incorporate wellness opportunities and maintain a happier, healthier and more productive workforce.

Download the Small Business Guide to Benefits Planning

Benefits Review Sessions

Meet one on one with with our licensed benefits advisers to discuss issues related specifically to your business. They'll help you review health insurance plans, weigh cost-sharing strategies and build a benefits package that is affordable without compromising quality care. 

To schedule a session, contact a COSE/Medical Mutual licensed benefit advisor at 440.878.5930 or email  

Health Care Reform Gameplan

Health care reform has been a game changer. COSE has been working with policy makers and those writing the regulations at the state and federal levels to ensure reform considers your unique needs. In our 3rd edition Health Care Reform Gameplan, we provide you with a timeline outlining critical changes and details about issues like grandfathered plans, the employer mandate and tax credits. 

Download the Health Care Reform Gameplan  



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COSE empowers Small Business Success to build richer, more vibrant communities that improve the economic climate and enhance quality of life.