Health Insurance Tools
Health Insurance Tools for Affordable Insurance
We’ve designed specialized health insurance decision tools to help you not only discover the plan, or plans that are best for you, but to also expertly manage the plan when it’s in place. With COSE’s specialized small business health insurance, you have the added benefit of access to the tools and resources you need to keep your business healthy.
Small Business Health Insurance Plan Choices
See a comprehensive list of health insurance plans, as well as plan comparison sheets and charts to help you choose.
HSAs, FSAs & HRAs are increasingly popular and useful way to make insurance more flexible and affordable for small business. Learn all you need to know about these options.
Additional Health Insurance Tools and Resources
- Health Insurance Glossary : Learning these terms can help you understand and manage your policy.
- Small Business Health Insurance Checklist : How to approach unique small business needs.
- Seven Ways to Find a Small Business Health Insurance Solution : Helping you take the right approach.
- :2008 COSE Benefits Study Learn what other Northeast Ohio small businesses are doing when it comes to offering health insurance and benefits.
- Guide to Employee Communication : Tactics designed to help you effectively communicate benefits to your employees.
- Free 1 on 1 Benefits Review : Need more help? Set up a meeting with an industry expert.
- Helpful Links for Medical Mutual Policy Holders
- Important COBRA update for small employers
COSE Advantages - We understand the challenges of small business health insurance. 
Quick Quotes : In less than 10 minutes you can request a quote or ask to be contacted by a health insurance specialist. You can also call a representative today at .
Flexibility and Choice: No two employees are the same; each has different health care needs. One may be single; the other may be married with two children. That’s why COSE designed their small business health insurance program to allow employers to offer up to three different COSE plans simultaneously. You save money, and your employees get the care they need without you paying for unnecessary extras.
Creative Funding Options: Health Savings Accounts (HSAs), Flexible Savings Accounts (FSAs) and Health Reimbursement Arrangements (HRAs) work to lower costs, provide tax incentives for both employers and employees, and will empower your workforce to better control small business health insurance expenses.
Expert Advice: After more than 35 years of working with thousands of Northeast Ohio businesses, we understand and appreciate each of your unique needs. Our highly trained staff can help you sort out all your options and choose an affordable health insurance program that not only meets the diverse needs of your employees, but also your bottom line.
We also conduct an annual survey that allows you to discover what other businesses are offering their workforce. Call our customer service representatives for advice. Or, if you’re already a COSE member, schedule a free, one-on-one Benefits Review Session with one of our experts will actually sit down and discuss all your options.
"No-Hassle” Billing and Enrollment: Most health insurance companies typically charge high fees (usually hidden in your premium) for billing and enrollment services. At COSE, we offer centralized billing and enrollment service to keep administrative and premium costs to a minimum while providing you with just one easy-to-read bill each month. One-stop enrollment and one bill every month no matter how many different plans you offer—now that’s no hassle.
COSE is your complete small business health insurance partner.
For more information on COSE Health Insurance call