COSE Workers' Compensation Group Rating
Employers in similar businesses can group together to achieve lower premium rates than they could on their own. COSE has been managing a group-rated Greater Cleveland and Ohio program for more than 15 years. In fact, last year, seven out of 10 COSE members saved 85 percent on their workers’ comp premiums – the state’s maximum discount. That’s an average of $7,000 each year. COSE works to get your company qualified for group rating, and then helps you maintain that eligibility year after year.
Workers' Comp Group Rating Saves You Money
We offer the most complete small business workers’ comp program in the state including:
Legal representation from Ross, Brittain & Schonberg Co. LPA
In the event of contested workers’ compensation claims, your interest will be represented by a law firm that is rated a “Workers’ Compensation Preeminent Firm” by the Martindale-Hubell Bar Register. RBS brings a wealth of expertise in the area of workers’ comp defense and decades of professional experience protecting the interests of small businesses.
COSE Compensation Services
We offer experienced and knowledgeable claims management focused on the needs of smaller companies. The COSE staff combines personal service with an unsurpassed understanding of small business workers’ compensation needs.
Safety is the name of the game when it comes to saving on small business workers’ comp. Accidents can lead to disability and claims—the more claims you have, the more you’ll pay in workers’ comp. It’s that simple.
However, if you make safety a priority and join a group-rated program, like COSE’s Workers’ Compensation Premium Reduction Program, that work to not only help your Cleveland or Northeast Ohio small business secure a low premium rate, but also take the extra step to help make your workplace safer, you will, in the end, pay less for this disability insurance for your employees.
And that’s exactly what the COSE program can do for your small business.
As we work closely with the Ohio Bureau of Workers’ Compensation (BWC) to ensure their changing safety regulations are small business friendly, we’re learning that pro-active safety is the No. 1 way Ohio small businesses to secure affordable workers’ comp.
That’s why COSE has created the Northeast Ohio Safety Council (NEOSC), which provides the tools to become a safer workplace and the ability to save up to an additional 4 percent off your premiums. Learn more about our proactive workers’ comp advocacy efforts here. Check out our 5 Steps to a Safer Workplace here
Bottom line, you want a small business workers’ comp partner that can reduce your premium costs, actively help you create a safer workplace, and protect you if a claim is filed. Get more tips on what you should expect from your workers’ comp partner here.
Questions? Contact a Compensation Services representative at 216-592-2270.