Small Business Life Insurance - Voluntary Life Insurance
A voluntary term life insurance product is available for your small business and has no minimum employee participation requirements. Benefits are payable in increments of $10,000, up to a maximum of $300,000. There is a non-medical maximum of up to $10,000 if the employee elects coverage within 31 days of their eligibility date, plus an additional $10,000 non-medical maximum available at annual enrollments. Coverage under this plan is subject to medical underwriting.
View and print detailed coverage information
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Voluntary Life Rate(Monthly Rates/$10,000 of Coverage
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Non-Tobacco User Rate
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Tobacco User Rate
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under 30
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$ 0.56
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$ 1.14
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30 to 34
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$ 0.65
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$ 1.24
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35 to 39
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$ 0.74
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$ 1.58
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40 to 44
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$ 1.39
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$ 2.64
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45 to 49
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$ 1.95
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$ 4.75
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50 to 54
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$ 3.24
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$ 7.83
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55 to 59
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$ 5.56
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$ 14.16
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60 to 64
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$ 8.71
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$ 17.24
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65 to 69
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$ 13.71
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$ 27.81
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70+
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$ 21.95
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$ 36.78
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