Health Care Reform

The Patient Protection and Affordable Care Act (PPACA) has shifted health insurance and the way individuals and businesses get their insurance. Since PPACA became law in March 2010, COSE has been working to understand what the law and changes mean for you, your business and your employees. 

In the coming months, many of the law’s provisions will take effect, and COSE is here to help you through the decisions you need to make to comply with the law. In addition to one-on-one consultations, we have created a comprehensive set of educational resources and tools to help you understand your options and prepare for reform. 

Health Care Reform Decision Point Tool

Developed by a team of health care reform experts, this online tool includes information on the law, a tax credit calculator, a timeline with critical dates, requirements for individuals and employers, a glossary of key terms and other helpful details. 

Decision Point Tool

Health Care Reform Gameplan

The Health Care Reform Gameplan is your at-a-glance guide to the key dates, definitions and provisions in the Affordable Care Act.

Health Care Reform Gameplan

Marketplace (Exchange) Notice

If you have employees, you are required to notify them of the availability of the Health Insurance Marketplace by Oct. 1, 2013, regardless of whether or not health insurance is being offered. Check out the template notices that you can use for your employees. 

Marketplace (Exchange) Notice

Health Care Reform Presentations

Do you have questions about health care reform? Get your questions answered at COSE’s health care reform presentations. Presented by experts in health care reform, you will get a breakdown of what you need to know, guidance on decisions you need to make and access to resources that will usher you through the process. 

Health Care Reform Presentations Schedule


Coming soon! Webinars designed to provide a step by step overview of health care reform, including areas such as grandfathered plans and calculating part time workers.

Small Business Guide to Benefits Planning 

Questions about your health insurance renewal? The Small Business Guide to Benefits Planning will walk you through the process and provide you with the key points you need to consider as you renew your plan.

Small Business Guide to Benefits Planning

If you have questions or concerns regarding health care reform and its impact on you, email or call 216.592.2222. 

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