Membership Directory   |   Contact Us   |   Home   
  August 28, 2008

COSE Workers' Compensation Premium Reduction Program


You have plenty of options when it comes to workers’ compensation coverage for your business. But there is only ONE program that offers a complete package for small employers. 

Group Rating Can Save You Money
Employers in similar businesses can group together to achieve lower premium rates than they could on their own. COSE has been managing a group-rated program for more than 15 years. In fact, last year, seven out of 10 COSE members saved 90 percent on their workers’ comp premiums – the state’s maximum discount. That’s an average of $7,700 each year.

Join Your Cause
COSE has the power to help you achieve maximum premium discounts. Our goal is to qualify your company for a group rate and then help you maintain eligibility year after year. 

We offer a complete program that strategically positions an army of experts and services behind you, including:

Apply Now
Applications for the 2009 COSE Workers’ Compensation Premium Reduction Program will be accepted on-line beginning June 1, 2008. Click on the link below to submit the Temporary Authorization to Review Form AC-3, to have your company evaluated for this important program.

ONLINE FORM       or       PRINT FORM (PDF)

You may also request a copy of the COSE AC-3 form by calling us directly at (216) 592-2270 after June 1, 2008.  One of our workers’ compensation professionals will assist you in receiving a no-obligation quote for this valuable program sponsored and managed by COSE.


COSE Safe Pay
Never be late on your workers’ compensation premiums through the COSE Safe Pay service, offered through Ahola Payroll . We have seen employers become delinquent with their workers’ compensation premium payments – sometimes unknowingly – resulting in escalating premiums. Ahola will collect your premium monthly and submit on-time payment to the BWC.


MCO Endorsement
COSE endorses 1-888-OHIOCOMP as the preferred managed care organization (MCO) for members.

The 2008 MCO Open Enrollment Period is now closed. If you are not currently enrolled with an MCO, please call 1-888-644-6266; otherwise be sure to check back with COSE during the 2010 MCO Open Enrollment Period.


Read the COSE Update Online
HERE