Online banking is a convenient and time-saving tool for business owners and non-business owners alike. In fact, one study claims digital banking users in the United States will surpass 200 million in 2022.
With the popularity of online banking growing rapidly every year, there are cybersecurity risks that are associated with it – especially when it comes to your business accounts.
Follow these basic steps to keep your business’s confidential information and devices safe against online threats, phishing, malware and identity theft.
1. Keep your browser, computer and devices updated
Even though those pesky update alerts on your computer and other tech devices can get annoying, they’re an important step in keeping everything safe from online threats. Be sure to update your tech – whether it be your phone, computer, apps or browser – to the latest update as they’re made available. Regular security updates make sure that everything is as secure as possible.
2. Use anti-virus programs on your computer
Besides having the latest security updates on your devices, installing an anti-virus program on your computer can save you a lot of trouble. Disguised as regular downloads, viruses can be downloaded onto your computer while browsing the internet. That’s where the anti-virus program can come to the rescue - they’re designed to identify and block malicious viruses and other threats before they damage your hard drive, programs or files.
3. Never click on suspicious links or ads
The reality is that scammers are getting sneakier when it comes to tricking people through methods like suspicious advertisements and links, and these can look like the real deal to the untrained eye. To help block these questionable links and ads, utilize your browser’s ability to automatically block pop-up ads so you have that extra layer of protection. Remember to always browse the web on a secure browser to avoid any of those malicious links, ads or downloads. Take an extra second to check if the website you’re using starts with “https:” as this signals that the website is secure and can be trusted.
4. Purchase only on trusted sites
Shopping online for your business can save you loads of time. However, it’s crucial to stay vigilant and aware of where you’re sharing your business credit card and account information. It can be tempting to click on sites that have promising ads or too good to be true items – which is particularly true if you’re looking for big-ticket items. However, those spammy websites are notorious for malware. If a site has questionable content, it’s best to avoid it and any links or ads that may live on it. Stay safe while online shopping by purchasing only on trusted websites.
With these helpful tips, you can keep your business and personal accounts safe against malicious activity – and can give you a piece of mind.