The COSE workers’ comp team at Minute Men HR (MMHR/COSE) wants to help you take advantage of BWC Bonus programs that help you save money and increase workplace safety by using the BWC’s complimentary safety services.  As we reported in February, increased participation in these programs has led to a decrease in claims filed and overall claims costs. That has resulted in significant reductions in BWC premium rates in the last few years, with an average 13% decrease this year, following a 20% decrease in 2019. 

Please visit the Employer Discount Programs and Grants page on the Ohio BWC website and if you’re still not sure which program is best for you, please give us a call and let us help you.

BWC Bonus Programs (also known as Destination Excellence) and Application Periods: 

April 1 – May 29, 2020

  • Industry Specific Safety Program (ISSP),
  • Drug Free Safety Program (DFSP) and
  • Transitional Work Bonus Program

       June 1 – July 31, 2020

  • Safety Council

There is no enrollment period or application for Go Green or Lapse Free. These rebates are applied automatically if you meet the requirements.



2020 Policy Year for Private Employers:  July 1, 2020 – June 30, 2021

TRUE UP PERIOD:  July 1 – August 15, 2020 (Report ACTUAL payroll for the period 7/1/19 to 6/30/20)


If you are currently participating in our MMHR/COSE Workers’ Comp Program, please look for your 2021 Policy Year Renewal in the mail in late May.  If you’re not in our program, but are waiting for your quote, we will begin mailing the 2021 COSE Group Enrollment Packets/Quotes in June. Feel free to call us if you have any questions or if you do not receive your packet.


As always, we encourage you to be more active in monitoring and managing your policy (if you aren’t already).  The following action items can help you: 

  1. Set up an e-account on the BWC website (
    1. Sign up to receive invoices by email and pay premiums online through the BWC website to obtain the Go Green rebate.
  2. Check your BWC policy online once a month to stay on top of any changes and make sure you don’t have a balance due.
  3. Make sure your contact information is current – on the BWC website and with your Third Party Administrator (TPA) and Managed Care Organization (MCO) so that you never miss important information.
  4. Subscribe to BWC e-newsletters so you can stay up to date on important information and deadlines.
  5. Participate in BWC monthly webinars for helpful information about BWC programs, policies and updates.
  6. Take advantage of services offered through the BWC Division of Safety & Hygiene – classroom and online courses as well as onsite consults, all at no additional cost to you.

If you have an e-account, but can’t find your login information, you will need to contact the Ohio BWC at 1-800-644-6292 for assistance in resetting your account information.


For more information about our program, please call our Workers’ Comp Team at Minute Men HR at 216-452-0107 or email

Due to the current COVID-19 situation things can change, so it’s best for employers to check the BWC FAQ on COVID-19 frequently.